Whether you are purchasing your first home, building, or refinancing, you need a lender who can offer you the terms and payment options you need and the service you deserve. At FNBCC, our Mortgage area works one-on-one with you to determine the right solution for your unique situation.
With mortgage rates at historic lows, there has never been a better time to purchase a new home or refinance the one you already own. Below you will find our residential mortgage application as well as a document checklist, which will show you all the items needed to start your purchase or refinance today!
Residential Mortgage Application
Mortgage Document Check-list
Benefits of using FNBCC:
- Personalized Service
- Locally-owned bank/Local Decisions
- Competitive Rates
- Quick Response Time
- Free Pre-Qualification
Loan Types
We work with you to determine the best loan program and terms based on your needs, income, and credit situation. Some of the options include:
- Conventional/Fixed Rate
- VA/FHA
- In House
- Lot & Construction
- Home Equity Lines of Credit
- Cash-Out Refinances
- Rural Development
- Bridge/Balloon Loans
- Single Pay Loans
- Interest Only
Mortgage Calculators
- Mortgage Calculator
- Mortgage Qualifier
- Bi-weekly Payment Calculator
- Refinance Breakeven
- Refinance Interest Savings
- Rent vs. Buy
- Mortgage Payoff
- Mortgage APR Calculator
- Mortgage Points
- Mortgage 15 vs 30
- Adjustable Rate Mortgage Payments
- Mortgage Tax Savings Calculator
Contact Us
If you would like further details on any of our mortgage loan offerings or current mortgage rates, please feel free to call (912) 384-1100 or email us. Someone will contact you within one business day to answer any questions you may have.
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