Personal Checking
Different people have different needs. That's why we offer a variety of checking accounts to meet your unique situation. So whether you write just a few checks or prefer to have unlimited monthly transactions, we'll help you choose which one's right for you.
- Eagle Club-If you prefer to have minimal account activity, this is your best choice.
- $100.00 Minimum Opening Deposit
- Minimum Balance of $750.00 must be met to offset monthly maintenance fee of $7.75 and $.30 per debit item fee
- Monthly Statement with Free Check Images
- Non-Interest Bearing Account
- Free MasterMoney Debit Card
- Surcharge-free ATM usage at any MoneyPass ATM
- Free OnCall Telephone Banking
- Free Online Banking
- Direct Deposit Service Available
- Complimentary Overdraft Privilege Program, upon approval*
- Express Checking-An account that requires no set balance and allows unlimited transactions.
- $100.00 Minimum Opening Deposit
- No Monthly Balance Requirement
- $10.00 Monthly Maintenance Fee
- Monthly Statement with Free Check Images
- Non-Interest Bearing Account
- Free MasterMoney Debit Card
- Surcharge-free ATM usage at any MoneyPass ATM
- Free OnCall Telephone Banking
- Free Online Banking
- Direct Deposit Service Available
- Unlimited Check Writing
- Complimentary Overdraft Privilege Program, upon approval*
- Elite Plus-An account for individuals who maintain higher balances and desire an interest-bearing account.
- $2000.00 Minimum Opening Deposit
- Minimum Balance of $2,000.00 daily or $4,000.00 average collected balance must be met to offset monthly maintenance fee of $7.75 and $.30 per item
- Balances over $10,000.00 earn permium rate
- Interest Bearing Account
- Monthly Statement with Free Check Images
- Free MasterMoney Debit Card
- Surcharge-free ATM usage at any MoneyPass ATM
- Free OnCall Telephone Banking
- Free Online Banking
- Direct Deposit Service Available
- Complimentary Overdraft Privilege Program, upon approval*
- Prime Advantage-For individuals ages 50 and above, this is a special package just for you!
- $1500.00 Minimum Opening Balance
- Minimum daily balance of $1,500.00 or $3,000.00 average collected monthly balance must be met to offset monthly maintenance fee of $6.75
- Interest Paid on Tiered Balance Scale
- Monthly Statement with Free Check Images
- Free MasterMoney Debit Card
- Surcharge-free ATM usage at any MoneyPass ATM
- Free OnCall Telephone Banking
- Free Online Banking
- Direct Deposit Service Available
- Unlimited Check Writing
- Free Custom Checks
- No fee for Official & Traveler's Checks
- Free Copies, Faxes, & Notary Services
- Complimentary Overdraft Privilege Program, upon approval*
- Direct Check-Have your payroll or monthly funds automatically deposited into your account for added safety and convenience.
- $100.00 Minimum Opening Deposit
- Direct Deposit Service Required
- 1st Year Free, $10.00 Monthly Maintenance Fee thereafter
- Monthly Statement with Free Check Images
- Non-Interest Bearing Account
- Free MasterMoney Debit Card
- Surcharge-free ATM usage at any MoneyPass ATM
- Free OnCall Telephone Banking
- Free Online Banking
- Unlimited Check Writing
- Complimentary Overdraft Privilege Program, upon approval*
- Campus Club-For full-time students who are residents of Coffee County
- $50.00 Minimum Opening Balance
- For Students that are Residents of Coffee County and under Age 23
- No Monthly Maintenance Fee
- Up to 20 items free per month, $.30 per item fee thereafter
- Monthly Statement with Free Check Images
- Non-Interest Bearing Account
- Free MasterMoney Debit Card
- Surcharge-free ATM usage at any MoneyPass ATM
- Free OnCall Telephone Banking
- Free Online Banking
- Direct Deposit Service Available
- Unlimited Check Writing
- Complimentary Overdraft Privilege Program, upon approval*
- Investor's Plus- Money Market Account-A safe and secure way to save that also allows convenient access to funds.
- $1500.00 Minimum Opening Deposit
- Minimum Balance of $2,500.00 daily must be met to offset monthly maintenance fee of $8.00
- Limited to 6 Transactions per Statement Cycle/Unlimited withdrawals in person
- Excessive Withdrawal Fee of $10.00 per item
- Interest Paid on Tiered Balance Scale
- Monthly Statement with Free Check Images
- Free OnCall Telephone Banking
- Free Online Banking
- Direct Deposit Service Available
- Complimentary Overdraft Privilege Program, upon approval*
*Overdraft Privilege Program:
Based on your banking relationship, you may be eligible for a $500 Complimentary Overdraft Privilege on your personal checking account. This means that should you inadvertently overdraft your account, we have the discretion to cover your overdraft. (Certain rules and conditions apply. Please contact a FNBCC Customer Service Representative for more details.)
- Please remember that an insufficient funds fee of $32 will be charged for each item that results in an overdraft.
- Overdraft privilege is not a line of credit and the privilege may be withdrawn by First National Bank of Coffee County at any time.
- Your next deposit will be used to repay the amount of the overdraft and the overdraft fee.
- Please remember that this notice does not constitute a written agreement of an obligation or a prearranged agreement for First National Bank of Coffee County to pay your overdraft, and we may withdraw this privilege at any time.
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