Personal Checking
We have BIG things to offer when it comes to personal checking. With a variety of personal checking products to meet your unique needs, our new Big U checking offers you much more than just a great checking product. Big U checking offers you added benefits with BaZing including ID theft protection, accidental death insurance and much more to keep you and your money safe and secure. Take a look at the information below or come in and see one of our customer service specialists and let us help find what product is best for you.
What is BaZing?
BaZing Placemat
- Big U Checking - Our Big U checking product is designed for our valued customers who use their debit cards often and don’t want to worry about keeping a monthly minimum. The monthly fee is a minimal $5, and can easily be reduced to $0. We will reduce your monthly fee by $.25 for each debit POS; and we will reduce for fee by another $1 if you sign up and receive eStatements.
- Free Online Banking & Bill Pay at http://www.fnbcc.com/
- Free Debit Card
- Complimentary eStatements
BaZing Benefits:
- Cell Phone Replacemen Protection
- ID Theft Protection Benefits
- Identity Monitoring
- $10,000 Travel Accidental Death Insurance
- Shopping, Dining, & Travel Discounts
- Grocery Coupons
- Pharmacy, Vision & Hearing Savings
- Big U+ Checking - Our Big U+ checking account is one that allows you to have all the conveniences and benefits of our Big U with the added benefit of earning interest on your money. The monthly fee is $8 plus $.25 for each check that is processed. The $8 fee is waived with a $2,000 minimum or $4,000 average balance.
- Free Online Banking & Bill Pay at http://www.fnbcc.com/
- Free Debit Card
- Complimentary eStatements
- Earns Interest
BaZing Benefits:
- Cell Phone Replacement Protection
- ID Theft Protection Benefits
- Identity Monitoring
- $10,000 Travel Accidental Death Insurance
- Shopping, Dining, & Travel Discounts
- Grocery Coupons
- Pharmacy, Vision & Hearing Savings
- Big U50 Checking - Our Big U50 checking is designed just for our valued customers ages 50+. This account includes all the benefits of our Big U+ with added value of FREE checks and cashiers checks. There is an $8 monthly fee that can be waived with a $1,500 minimum or $3,000 average balance.
- Free Online Banking & Bill Pay at http://www.fnbcc.com/
- Free Debit Card
- Complimentary eStatements
- Earns Interest
BaZing Benefits:
- Cell Phone Replacement Protection
- ID Theft Protection Benefits
- Identity Monitoring
- $10,000 Travel Accidental Death Insurance
- Shopping, Dining, & Travel Discounts
- Grocery Coupons
- Pharmacy, Vision & Hearing Savings
- Tuned In Checking - This account is designed especially for our Full-Time students under the age of 23. Not only is there NO FEE associated with this account, but our Tuned In customers also receive up to $5 in iTunes refunds each month when they use their debit cards a minimum of 12 times each month! Now that’s BIG!
*Overdraft Privilege Program:
Based on your banking relationship, you may be eligible for a $500 Complimentary Overdraft Privilege on your personal checking account. This means that should you inadvertently overdraft your account, we have the discretion to cover your overdraft. (Certain rules and conditions apply. Please contact a FNBCC Customer Service Representative for more details.)
- Please remember that an insufficient funds fee of $32 will be charged for each item that results in an overdraft.
- Overdraft privilege is not a line of credit and the privilege may be withdrawn by First National Bank of Coffee County at any time.
- Your next deposit will be used to repay the amount of the overdraft and the overdraft fee.
- You must bring your account current within 30 days of the overdraft occurrence or the Overdraft Privilege will be removed from your account.
- Please remember that this notice does not constitute a written agreement of an obligation or a prearranged agreement for First National Bank of Coffee County to pay your overdraft, and we may withdraw this privilege at any time.
BaZing
BaZing saves you money with over 300,000 national, regional and local merchant discounts. Want to save money on an oil change? BaZing! On your next vacation? BaZing! When you buy eyeglasses? BaZing! It’s the New Cha-Ching!
But wait... It doesn't stop there! BaZing also gives you these great benefits:
- Cell Phone Replacement Protection
- ID Theft Protection
- Identity Monitoring
- $10,000 Travel Accidental Death Insurance
- Shopping, Dining, & Travel Discounts
- Grocery Coupons
- Pharmacy, Vision & Hearing Savings