Consumer
We offer a variety of consumer loan options to fit any of your borrowing needs with competitive rates and same day approval.
- Auto Loans: We offer flexible terms on new and used vehicles. *Rates and terms are subject to credit history and year of vehicle.
- Secured Personal Loans: These are loans secured by collateral which could be boats, motor homes, ATV's, motorcycles or any other personal item the customer may purchase. We also offer secured loans for a variety of expenses which include vacation, holiday, taxes, & bill consolidation. *Rates and terms are subject to credit history and amount of risk associated with each loan.
- Unsecured Personal Loans: These are loans for a variety of reasons made to individuals who possess a strong financial situation and a clear ability to repay the loan.
- Lines of Credit: A Personal Line of Credit is a convenient way to help cover unexpected expenses. It can also serve as protection on your account to prevent overdrafts from occurring.
Consumer Loan Repayment Options: Coupon Book or Automatic Transfer from FNBCC Account.
Mortgage
Whether you are purchasing your first home, building, or refinancing, you need a lender who can offer you the terms and payment options you need and the service you deserve. At FNBCC, our Mortgage area works one-on-one with you to determine the right solution for your unique situation.
Benefits of using FNBCC:
- Personalized Service
- Locally-owned bank/Local Decisions
- Competitive Rates
- Quick Response Time
- Free Pre-Qualification
Loan Types:
We work with you to determine the best loan program and terms based on your needs, income, and credit situation.
Some of the options include:
- Conventional/Fixed Rate
- VA/FHA
- In House
- Lot & Construction
- Home Equity Lines of Credit
- Cash-Out Refinances
- Rural Development
- Bridge/Balloon Loans
- Single Pay Loans
- Interest Only
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