Checking

No two businesses are the same, therefore our wide array of account options will cater to your individual business needs.

Products
Commercial Flat Fee
Commercial Checking with Analysis
Commercial Interest Plus
Commercial Money Market

Services
Check Ordering

Commercial Flat Fee - For Businesses with limited activity and smaller deposits 

  • Minimum Balance of $1,500.00 daily or $2,500.00 average minimum balance must be met to offset monthly maintenance fee of $10.00
  • 50 FREE debit items per month - $.30 for each additional item
  • 75 FREE deposited items per month - $.10 for each additional item
  • Monthly Statement with Free Check Images
  • Non-Interest Bearing Account
  • Free Instant Issue Debit Card
  • Free Telephone Banking
  • Business Online Banking Services Available
  • $100.00 Minimum Opening Deposit

Commercial Checking with Analysis - For Businesses with higher transaction volume and larger deposits

  • Account Analysis is a formula that takes into account an earnings credit which may be used to offset charges for transactions during the month. Therefore, if the earnings credit is more than the total fees, the customer would not pay a monthly maintenance fee.
  • The Analysis charge is based on services used and transaction volumes such as:
    • Number of checks written
    • Number of items deposited
    • Number of deposits
    • Number of cash deposits
    • Change Order Service
    • Night Drop Service
    • ACH Service
  • Monthly Statement with Free Check Images
  • Non-Interest Bearing Account
  • Free Instant Issue Debit Card
  • Free Telephone Banking
  • Business Online Banking Services Available
  • Unlimited Check Writing
  • $100.00 Minimum Opening Deposit

Commercial Interest Plus - Good for Estate Accounts, Trust Accounts, Government Entities, Non-Profit Associations, & Sole Proprietors 

  • Minimum Balance of $2,000.00 daily or $4,000.00 average monthly balance must be met to offset monthly maintenance fee of $10.00 and $.30 per item
  • Interest Bearing Account
  • Balances over $50,000 receive premium rate
  • Monthly Statement with Free Check Images
  • Free Instant Issue Debit Card
  • Free Telephone Banking
  • Business Online Banking Services Available
  • $100.00 Minimum Opening Deposit

Commercial Money Market - For businesses that want to put their money to work, our commercial money market account is the answer - the higher the balance, the higher the interest rate. At the same time, access to the funds is available when needed. The monthly maintenance fee of $8 is waived by maintaining a $2500 minimum balance or a $5000 average balance.

  • Earns more interest with tiered interest rates
  • Free Online Banking & Bill Pay
  • Free Telephone Banking
  • Complimentary eStatements
  • Transfers to another account or to third parties such as checks, pre-authorized, automatic, telephone, or computer are limited to 6 per monthly cycle. A fee of $10 will be charged for each transaction above this limit.

Check Ordering

Personal and business checking products, including checks, can be ordered on our website. Follow link below or see a Customer Service Representative. For initial check orders, please see a customer service representative.

Order Checks