Mortgages

Whether you are purchasing your first home, building, or refinancing, you need a lender who can offer you the terms and payment options you need with the personal service you deserve. At FNBCC, our mortgage professionals work one-on-one with you to determine the right solution for your unique mortgage need.

With mortgage rates near historic lows, it’s a great time to purchase a new home or refinance the one you already own. 

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Benefits of using FNBCC:

  • Personalized, Professional Service
  • Locally-owned & Operated Bank
  • Competitive Rates
  • Quick Response Time
  • Pre-Approval & Pre-Qualification Letters

Loan Types Offered to Qualified Borrowers

We work with you to determine the best loan program and terms based on your needs, income, and credit situation. Some of the options include:

  • Conventional (Purchase & Refinance)
  • VA
  • FHA
  • USDA
  • In House
  • New Home Construction
  • Home Equity Lines of Credit
  • Bridge Loans

FNBCC is an Equal Housing Lender.

First National Bank of Coffee County
NMLS # 696095

Joy Lawan Vickers 
Residential Mortgage Lender
(912) 384-2265 ext. 158
NMLS # 740739

Christopher Stephen Lewis
Senior Lender
(912) 384-2265 ext. 174
NMLS # 808412