FNBCC Small Business Lending has been designated as a Preferred Lender by the Small Business Administration (SBA) and offers the following loan products:

SBA 7(a) Loan

The SBA 7(a) Loan is one of the most flexible commercial loan products available today.  Proceeds can be used for a wide variety of purposes including the purchase of owner occupied commercial real estate, business acquisitions, partner buy outs, leasehold improvements, machinery & equipment, furniture & fixtures, working capital and business startup expenses.  

SBA 504 Loan

The SBA 504 Loan is used to finance the purchase of fixed assets, including owner occupied commercial real estate and equipment.   

SBA Express Loan

SBA Express Loans have a maximum amount of $350,000.  These loans have an expedited approval and closing process and can be used for most of the same purposes as a 7(a) loan.  Additionally, SBA Express Loans can also be used to provide revolving lines of credit. 


The United States Department of Agriculture (USDA) Business and Industry Guaranteed Loan Program is intended to help improve employment and the economic environment in rural America.  This program can be used to finance larger real estate purchases, business acquisitions, partner buy outs, and machinery & equipment.
FNBCC’s SBA & USDA loan programs provide numerous advantages for small business owners.  Give Lee McLean a call to learn which program(s) your business may qualify for.


Lee McLean | Director of SBA Lending
FNBCC Small Business Lending
(912) 922-2067