Accounts Built For You
Throughout your life, you'll have different needs from your checking account. Whether you're opening your first account, managing a busy household, heading off to college, or enjoying exclusive benefits available once you turn 50, FNBCC has options for you. Our checking accounts are designed with features to meet your unique needs. Each of our accounts includes:
- Free online banking and bill pay
- Free mobile, telephone and text banking
- Free eStatements
- Free debit card
Not sure which account is right for you? Compare our accounts side by side or connect with the banking team at FNBCC. We'll help you choose the account that best fits your needs.
Connect With Our Team

FNBCC's Checking Account Choices
Feature | Classic Checking | Value Checking | Silver Checking | Platinum Checking | Student Checking | Personal Money Market |
|---|---|---|---|---|---|---|
This account is ideal for | Anyone who wants a traditional checking account. | Anyone who wants a simple way to avoid monthly fees. | Customers age 50+ who want added perks. | Anyone who wants to earn tiered interest. | Customers age 23 and younger who want no monthly service charge. | Anyone who wants to earn more on higher balances, with checking-style access.. |
Monthly Service Charge | $6.00 (can be reduced to $0.00) | $10.00 (waived) | $8.00 (waived) | $15.00 (waived) | $0.00 | $8.00 (waived) |
Fee Waiver Conditions | $0.25 cash back on each point-of-sale debit card transaction (maximum 24) | Combined direct deposit of $750.00 or more | $1,500 daily balance and $3,000 average monthly balance | Daily balance of $5,000 | None | $2,500 daily balance and $5,000 average monthly balance |
Opening Deposit | $100.00 | $100.00 | $100.00 | $500.00 | $50.00 | $100.00 |
Special Features | Everyday banking made easy | Simple, no-hassle banking | Ages 50+, earns interest, free checks & cashier’s checks | Tiered interest rate, higher rate with higher balance | For full-time students 23 and under who provide a Student ID | Tiered interest rate, higher rate with higher balance |