Make Your Daily Spending a Breeze
Whether you're grabbing coffee, paying bills online, or withdrawing cash on a road trip, your FNBCC debit card makes everyday spending simple and convenient — wherever life takes you. Available with any FNBCC checking account, your debit card lets you make purchases in stores, online, and at ATMs anywhere Mastercard® is accepted. Plus, withdraw cash fee free at any FNBCC ATM or Presto! ATM at Publix.
With built-in security features and easy account access, FNBCC debit cards are designed to fit seamlessly into your daily routine. If you have questions about debit cards, transaction limits, or card management features, contact FNBCC and speak with a member of our team.
Connect With Us Mobile Wallet Services

Everyday Spending Made Simple
Use your debit card for purchases large and small, from groceries and gas to recurring payments and online shopping. Transactions are deducted directly from your checking account, helping you stay aware of your balance and keep spending on track.
Your debit card also gives you quick access to cash when you need it. Use it for free at any FNBCC ATM or any Presto! ATM at Publix.
Built-In Security You Can Rely On
Your FNBCC debit card includes protections designed to safeguard your account. Advanced monitoring helps detect suspicious activity, and secure transaction processing adds confidence to every purchase—whether you’re close to home or traveling.
If your card is lost or compromised, call us right away at (888) 297-3416 to help prevent unauthorized activity and keep your account secure.
Instant Issue Debit Cards
No waiting for your card to arrive in the mail. Get your debit card instantly at any FNBCC banking center and start using it right away. If your card is ever lost or stolen, stop by and we'll replace it the same day, so you're back up and running quickly.
Learn More

Safe, Simple Checkout
Your FNBCC Debit Mastercard® is equipped with EMV chip technology to help protect your account information when you shop in store. Many cards now also feature contactless tap-to-pay. Look for the contactless symbol on the front of your card. New cards and replacement cards issued when your current card expires include contactless technology, so tap-to-pay is on its way to you if you don't have it yet.
For added peace of mind, manage your card through the FNBCC mobile app. If you misplace your card, you can lock it instantly and unlock it when you find it. If your card is stolen, report it right away by calling (888) 297-3416 or through the app.
Card Benefits
Mastercard ID Theft Protection
Identity theft monitoring is offered at no extra cost. You can activate your Mastercard ID Theft Protection by clicking the button below.
Learn MoreMastercard Global Service
Get 24/7 support from nearly anywhere in the world. Simply call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
Zero Liability Protection
Protect yourself from unauthorized transactions. Mastercard's Zero Liability Protection can be used for purchases in-store, online, and in apps. Click the button below to learn more.
Learn MoreExtended Warranty Insurance
Double the time period and duplicate coverage for a maximum of two years. Click the button below to view your other Mastercard benefits.*
Learn MoreMastercard® Debit Card FAQs
What is the difference between a debit card and a credit card?
What happens if my FNBCC debit card is lost or stolen?
Are there any extra steps I can take to protect myself against debit card fraud?
You can add another layer of protection by:
- Keeping your contact information up to date so we can reach you quickly
- Setting up account alerts in online banking or the mobile app
- Locking your card in the app when you're not using it
- Never sharing your PIN or card number with anyone who contacts you
- Reviewing your account activity regularly and reporting anything unusual right away